4 Things to do before you have a baby

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Are you and your new hubby thinking about bringing a baby into the mix? No worries -- your life won't end when you do. But, there are some things you should probably check off of your 'life list' before you do:

1. Go bungee jumping, zip-lining or whatever crazy, life-risking activity you have on your bucket list. These things are not looked highly upon when you have little ones who basically depend on you to be injure-free and alive. So do them before the baby.
2. Value your alone time in the bathroom. Seriously. Really appreciate it.
3. Go on a road trip. To anywhere, together or alone. It doesn't matter; just completely enjoy total silence or blast whatever kid-unfriendly music you want. Only stop when you want or need to, and really enjoy the freedom. Your car will never be the same after you have a child.
4. Take that career risk. Try for that promotion, change careers or any other risk that's work-related that will feel too precarious once you have dependents. You'll have the rest of your life to worry about stability, your income and shelling out for diapers and college. Make the most of this time by pursuing your passion or determining what you really want to do.

For 11 more things to do before baby, go here

Moving in Together: 4 Tips for Newlyweds

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Many couples make the decision to move in together after they're married. And while moving in together, for any couple, is a serious step, there's something very significant about newlyweds beginning a life together. Yes, it's exciting but can also be a little scary. Here are some tips to help:

1. Talk about money in advance. Discussing and determining who's paying for what before signing a lease or contributing to a down payment will save you several potential headaches in the future.
2. Be ready for adjustments. After you're living together, certain aspects of your relationship will naturally change. Now, whether they are good or bad changes depends on your attitude toward them; with that said, stay positive. 
3. Determine both of your expectations when it comes to cleanliness. Are they different? If so, figure out a compromise the two of you can live with.
4. More than likely, you and your new spouse don't have the same style when it comes to household decor. So, instead of arguing over every single piece of furniture, just determine a completely new style that works for you both.

For four more tips, check out our source, 8 Tips For Newlyweds Moving In Together.


Do you have tips for newlyweds moving in together? If so, please share by leaving a comment!

5 Financial Considerations for Newlyweds

1. From the start, save 15-20 percent of your income. Because you are combining households, you should cut your expenses a lot, which should allow you to save. You should save so you can build your cash reserves in your 401k plans and in a mutual fund.
2. Change all beneficiaries on life insurance plans, retirement, other plans at work and IRAs to your new spouse.
3. Figure out how debts accrued by each individual before the marriage (i.e. student loans) will be handled.
4. Talk about your approaches to handling money: Is one of you a spender and the other a saver? Create a few ground rules on dealing with any differences.
5. Create a list of future purchases and prioritize them. You should decide -- together-- how to spend your money. 

For five more tips, check out Top 10 Financial Considerations for Newlyweds.